Things to keep in mind with your home insurance policy

Most often, people purchase a homeowners insurance or renters insurance policy when they first move out and into their new home . But knowing what exactly a homeowners policy covers can seem like a daunting task for people who aren’t accustomed to insurance matters — especially if you’ve never needed to file a claim before! It is easy for homeowners to misinterpret the coverage provided by their insurance policies as well; this can often be due simply to the language and interpretation of legalese in the contract itself or the insurance agent’s explanations.

Over time, as they make renovations, purchase new items or replace existing appliances, they don’t perform home insurance reviews to ensure they are properly covered. A home insurance coverage review is a good place to begin when reviewing your current homeowner’s policy and looking to see if there is room for improvements.

Conducting a home insurance review with your agent at least once each year can help you determine if your policies still make sense for your current situation. You may be able to reduce premiums by bundling coverage, increasing your home’s safety or reducing risks that may incur increased costs during the claim process such as lapsed insurance coverage or no home inventory documentation, professionals like public adjusters in Deerfield Beach can help you understand your situation in a better way.

Additionally, if you own a boat or plan to purchase one, it’s important to consider the impact it may have on your home insurance policy. Depending on the size and value of your boat, it may be necessary to obtain additional coverage to protect your investment. Your insurance agent can guide the specific requirements and options available to you. They can also inform you about any regulations, such as the need for a Washington boat license, that may be applicable in your area. By discussing these matters with your agent during your home insurance review, you can ensure that your policy adequately addresses both your home and boat insurance needs, providing comprehensive protection for all your valuable assets.

Before you renew your home insurance policy, speak with your agent about discounts that may be available (including discounts for switching from another insurance company). Review your coverage to make sure you have adequate coverage for personal property and liability protection based on recent appraisals of the value of your property and personal possessions and recent claims against you for these types of losses in your locality or in your home state. A home inventory can provide you with a detailed record of your belongings in the event of a disaster so you can be sure you have the proper amount of insurance to protect your home and belongings from the event of fire or other hazard covered on your current policy.

The Carriage House Hosts Summer Corporate Retreats

The Carriage House in Jefferson has had a record number of Corporate and Organizational Retreats in 2017 that have stayed with us or planning to this Summer. Organizations from Education, Military, and Business has found that a retreat in Jefferson is a great place to hold a planning, educational or strategy retreat. The Carriage House has the ability to transform its main room into a classroom or lecture style area to accommodate groups of up to 25 people and larger groups can be accommodated at the Jeffersonian Institute in downtown Jefferson which is a short walk away from the Carriage House Bed and Breakfast. Quitman School District, Barksdale AFB, Pro Train, TCEA, and Private corporations have found that Jefferson has just the right mix of relaxation and recreational activities to make for a productive getaway..of course, Jessi’s cooking helps too. We offer extras like Welcome Bar-B-Que’s, lunch and dinner plans, and of course the Breakfasts that we are known for. So if you’re company or organization needs a break from the city in a place that is a true “Retreat” then Jefferson Texas and The Carriage House Bed and Breakfast is the place for you. There are several other B&B’s that have agreed to participate if you need more rooms than the eleven we offer.

Just call Jessi and we can put together a custom package that will make your corporate retreat a memorable one 903-665-9511

image000000 (6)

The Carriage House prepares for Pilgrimage and the Garden Tour

It’s just a few days away from Pilgrimage 2017 in Jefferson Texas, and the town is getting ready for the much-anticipated event! Jessi and the staff are also in full preparation mode as The Carriage House is part of the Pilgrimage Graden Tour this year. If you stop by this week after breakfast you will probably find her in the garden battling weeds and putting on the final touches. However, if you’re in Jefferson feel free to get a sneak preview of the garden tour the property if you have not had the chance to do so.

Chrub in garden
spring bloom



Carriage House hosts College Administrators

image000000 (3) image000000 (7) image000000 (6)The Carriage House B&B hosted Dr. Trenton Hightower’s Strategic Sales conference in February. Attendees included representatives from Texarkana College, Galveston College, TSTC in Marshall and others. The conference shares best practices for Colleges to work with local industry to develop contract training programs to help Workforce and Continuing Education Departments. The attendees were treated to a welcome Bar-B-Q upon arrival the night before the conference after exploring Historic Jefferson Texas that afternoon. The Carriage house provided a lunch for both days of the conference, but the Attendees headed out to Jefferson’s award winning Restaurants for dinner.  The conference was produced by Training Certification, and Educational Associates which is planning to bring more conferences and project management boot camps to Jefferson Texas. The Conference was sponsered by and

Handicap Ramp added to a Jefferson TX bed and breakfast

Bed and Breakfast Handicap Ramp in Jefferson, Texas

17 months we have been here now. When we put our lives into this bed and breakfast, we had so many plans.  My idea when I first arrived was to make the Carriage House mine, my style, my comfort, my easiness and my hospitality. New Quilts, paint repairs, gardens, the right plates, magnificent food and presentation, the right wholesome staff. All of this is very important to me. It is a never ending thought how to make it better and more memorable to our guests.

As time went by in such a short period of time, I met so many neat and amazing people. This perfect house started to seem to me it needed a little updating. Updating didn’t and doesn’t include the house, property or staff. I saw that a variety of people that came and visited our home. The responses from their stays were overwhelmingly encouraging. BUT… I saw a need….

Our guests range in ages and needs to really enjoy and relax. There are knee surgeries and walkers and families bringing a loved one that needs that little extra something to help them, enjoy their stay.  We have a one story home. People call me and ask questions about the property about the accessibility to maneuver around the house. I always said, YES, one story, 2 steps leading up to the wrap around porch…Easy …Easy…Easy….

Then some arrived and it wasn’t so easy. I had to make a change.

We have just added a beautiful ramp  to our wrap around porch which is located on the main house which houses 2 original bedrooms with beds from TV Bed Store, the parlor and the dining room. Everything at your fingertips without a stair.
What a difference it has made. For one of my first big renovations, I believe this was the best choice for the house and our guests.

We also have walk in showers with grips on the shower floors. We have also installed safety bars in the two rooms with the bath and shower combinations.

Safety is important to us and to th health of our guest. Pictures to come soon. My husband told me we could not paint the ramp yet because the wood has to cure???? Anyway, June or July I will be able to paint the porch and the ramp. Pictures will be posted.

If you are looking for that special amenity of a handicap accessible bed and breakfast in Jefferson, Texas, We may have what you are looking for. A beautiful and relaxing stay for all ages and life occurrences.


Jefferson, TX – City Wide Rummage Sale



The Fall city wide rummage sale in Jefferson, Texas is coming up soon so mark your calendars for this spectacular event. The Flea market will be taking place this weekend also. Homeowners and businesses offer sales and bargains all weekend. So get ready to load up your cars, trucks or vans and SHOP TILL YOU DROP!!!!!!

Semi – Annual City Wide Rummage Sale

Always the first weekend in April and the first weekend in October!

rummage sale poster

Twice a year in the Spring and Fall the Marion County Chamber of Commerce sponsors the City Wide Rummage Sale. Homeowners all around town go through their closets and storerooms bringing out treasures to sell; you might not find anywhere else, there are also booths set up downtown to hunt through. You can pick up a map of all the places that have wares for sale from the Chamber.

Maps will be available on Thursday afternoon.

New things coming to the Carriage House

Wow!!! Gosh!!! We have been so busy here at the Carriage House. All things are new and good. As I said, been so busy but a busy good. We have met so many great people in the short time we have been here. So blessed to have been given this opportunity to do what I love and what I  have always loved to do. They say people, time and experiences tend to come and go. How so true that is .The great thing about this place is that I have been blessed with people (guests/friends) that come and go and come back again and again. Yippee for me. I want to believe Yippee for them too..

The Carriage house is moving so fast right now. We have had a Halloween Celebration, 3-4 Thanksgiving celebrations, Christmas with the Tour of Homes, Mardi Gras and Valentines. All of this within 4 months of buying the Carriage House, Jefferson. I have enjoyed every moment, every person, every four-legged friend…..every ounce of sleep I have to force myself to get. I must be crazy you say. Yes, I am. Crazy in love with my occupation and the chance to live my dream. Enough of me. Thank you all that make this a reality.

We are making changes. Things are moving slower than we thought, who would have known we would have been accepted so well by our guests. They say Rome wasn’t built in a day and creation took 7 days. PATIENCE, I tell myself.

We are working so hard to bring the ultimate weekday/weekend experience to our guests. New and repeating guests.

We have just acquired our food permit. We can do so much with this still keeping with the intimacy of the small bed and breakfast aspect. We are working on our amenities packages and pricing and a build your own package that will suit everyone. Please have patience with us until we get the whole website thing together.

With our newly acquired food permit, we plan to start serving lunches and early evening fares to our guests to be served in the dining areas which include the wrap around porch and other potential areas. Room service menus will be posted in each room for selected hours also.

On Friday and Saturday nights, we want to offer all of our guests an option to order a 4 course dinner when they make their reservation.

So keep watching us to see when all of this will be available. If you build it, they will come.

So from the Carriage House, I say good night. If you’re looking for your forever home like us, then check out PenFed Realty and similar sites.

We’ll see you soon!!!!!!

Mardi Gras Upriver Celebration

First Mardi Gras community celebration.

Next month all around the country, Americans will be celebration Mardi Gras. Along with New Orleans, Louisiana and Mobile, Alabama, Jefferson, Texas also has a cultural link to the Mardi Gras Celebration.

From 1845 to the late 1870s, Jefferson was a steamboat trading partner with the city of New Orleans. New Orleans’ steamboats traveled North on the Mississippi and veered off onto the Red River traveled across to Caddo Lake and then up Big Cypress Bayou to the Port of Jefferson. The New Orleans influence is still recognizable in the architecture and heritage of Jefferson.

Jefferson’s first Mardi Gras celebration was held in 1871. By 1876, Mardi Gras In Jefferson, Texas had grown into a city wide celebration that still carries on the tradition of the Mardi Gras Upriver Celebration where revelers dress in purple, green and gold, dance in the parades, eat cultural foods, and catch beads off of the many floats and balconies that line the streets.

We here in Jefferson, Texas hope to see you at the celebration. Put on your green, gold and purple and come and join in Jefferson’s Mardi Gras Upriver Celebration. The celebration will consist of three parades, carnival, food vendors, arts and crafts, live music along with fun, frivolity and zany events during this three day celebration. Friday evening begins with a Doo Dah Parade. Saturday features a Grand Parade with colorful floats, marching bands and more. Sunday allows the kiddos to get in on the action with a Children’s parade.

The bed and breakfasts are all decorated with the spirit of the celebration. The local restaurants will have specials and music playing everywhere. Plenty for all to do.

Until then, Mardi Gras “Fat Tuesday”lie in the Christian calendar as the “last hurrah” before Lent begins on Ash Wednesday. Some see Mardi Gras as a late-winter celebration welcoming the coming of Spring. February 6th, 7th & 8th join in the celebration.

Updated WiFi

One by One we are making improvements at the Carriage House in Historic Jefferson Texas, many of our guests had spotty internet reception from our WiFi. This is a short post to let everyone know that we have installed WiFi boosters so all the rooms will have a solid connection to the internet. Now you can enjoy all the history Jefferson has to offer and still have connection to the web for business or pleasure while staying with us at The Carriage house.

Things are coming together

Hello World,

My first blogging post. Hmm-mm, what to say? If and when you ever meet me, I promise you this problem of what to say will never occur. I’m a chitty-chatty one. This world of running a bed and breakfast is a new experience for me even though I have been serving people and entertaining guests for over 30 years, I do feel quite comfortable here at the Carriage House. I have so many plans for the future of this amazing house. I hope you all stay tuned to see what I come up with.

I have been collecting ideas for about five years now. You should see the binders and binders of notes I have. Now just to compile them into one big ole plan and decide what to actually put into place. There are so many great things on the way. Stay tuned. As I learn how to work this thing called a computer and a camera and figure out how to download stuff, I will entertain you with all of my antics, new recipes, gardening tips, pet friendly treats and the wonderful ways of people that will now influence my life and yours.

So many people I have met in the last 3 months have filled me with joy and made me realize that this dream I have had for so long is actually a reality and it is everything I had ever imagined it would be. My guests have introduced me to their families, sent me their favorite recipes, ran around town with me, sat in my kitchen, roasted marshmallows and toasted wine with me. One guest even let me drive their car ( I have a very small hard top convertible that is not very satisfactory to my new grocery shopping needs). What a glorious life in front of me.

I hope in time everyone that visits the Carriage House comes to love this place as much as I already do.My door is always opened. I look forward to meeting and chatting with all.

Talk with you soon,



  • Categories

  • Archives

facebook mail